Commercial Lending

We’re here to protect your interests in financial transactions.

Polking Law advises a variety of lenders in all types of commercial lending transactions. Our team has a wealth of knowledge and experience in connection with the following:

• Acquisition and Development Lending
• Construction Lending
• Commercial Real Estate Loans (single tenant, multi-tenant, owner-occupied, etc.)
• Permanent Lending
• Business Lending
• Re-financings
• Lines of Credit
• Asset-Based Lending
• Loan Modifications and amendments
• Other Commercial Lending Transactions

We take a pragmatic approach to commercial loan transactions because each one is different and each one requires a different level of legal involvement. Our contribution to a loan closing is as much or as little as the lender wants and as the deal requires.

Our firm has the legal knowledge, business acumen and all resources to effectively and efficiently represent you in all phases of your lending transaction, from the beginning through post-closing. In connection with any lending transaction, our firm is able to provide you with all your lending needs, including without limitation, the following:

• Preparation/Review of Commitment Letters
• Initiate Kickoff Calls/Prepare Closing Checklists
• Draft all Loan Documentation
• Ensure you have adequate and appropriate Lender’s Title Insurance Coverage (including any and all necessary endorsements)
• Ensure you have adequate and appropriate Survey Protection
• Ability to review any and all leases and prepare, review and negotiate any subordination, non-disturbance and attornment agreements
• Draft settlement statements
• Update and Record Title
• Closing and Disbursement Services

At Polking Law, we understand your desire to cultivate and maintain great relationships with your borrower clients. We understand that you and your clients simply want to “get the job done.” As such, we emphasize a “can do” approach. We are sensitive to your client relationships. At the same time, we advocate for you and utilize our business acumen and legal expertise to find ways to achieve your goals and needs in the most effective and efficient manner while ensuring that you will be protected to the fullest extent.